Shawnee Spencer, Mortgage Loan Officer

Shawnee Spencer loves helping people become homeowners, whether their first or forever home. She has 30 years of experience purchases and refinances of single family homes. Additionally, she is an expert in construction financing. Build your dream house with a construction loan from Shawnee!

In her free time, Shawnee loves spending time with her family hiking in the Olympic National Park. She volunteers with the local community including her local food bank.

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Mortgage rates as low as:

7.300%

APR

30-year Fixed Rate Purchase

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7.406%

APR

30-year Fixed Rate Jumbo Purchase

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7.070%

APR

15-year Fixed Rate Refinance

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6.661%

APR

30-year USDA Fixed Rate Purchase

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Start Your Loan Application Online

Apply for pre-approval, purchase, refinance, or construction loans.

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Documentation Checklist

  • Proof of identity: Driver's license, SSN, signature
  • Proof of Income: W-2 wage statements from past two years
  • Proof of asset: Bank statements and/or investment account statements
  • Employment verification: Pay stubs or business statements for self-employment
  • Credit report will be pulled during the application based on ID provided

USDA Home Loan: Purchase

Jan 28, 2022, 16:19 PM
Title : USDA Home Loan: Purchase
Effective Date : 4/26/2024
Revised date :
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External site URL : https://apply.ourfirstfed.com/#/choose-loan-type?loginMethod=SSO
External Site URL (for Quin Page) :

Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

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USDA Home Loan: Purchase

Jan 28, 2022, 16:19 PM
Title : USDA Home Loan: Purchase
Effective Date : 4/26/2024
Revised date :
Column 1 header override :
Column 2 header override :
Column 3 header override :
Column 4 header override :
Column 5 header override :
Column 6 header override :
External site URL : https://apply.ourfirstfed.com/#/choose-loan-type?loginMethod=SSO
External Site URL (for Quin Page) :

Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Apply Now Action :

Leave a comment

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USDA Home Loan: Purchase

Jan 28, 2022, 16:19 PM
Title : USDA Home Loan: Purchase
Effective Date : 4/26/2024
Revised date :
Column 1 header override :
Column 2 header override :
Column 3 header override :
Column 4 header override :
Column 5 header override :
Column 6 header override :
External site URL : https://apply.ourfirstfed.com/#/choose-loan-type?loginMethod=SSO
External Site URL (for Quin Page) :

Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Apply Now Action :

Leave a comment

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Interested in other financing options? See all mortgage rates.