Certificates of Deposit (CDs)

Higher interest rates are good news for your savings. Maximize your deposit earnings with our current CD specials.

4.77% APY*
for 7 months

Earn 4.77% annual percentage yield (APY) on a 7-month certificate of deposit (CD). Minimum deposit of $5,000.

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4.63% APY*
for 13 months

Earn 4.63% annual percentage yield (APY) on a 13-month certificate of deposit (CD). Minimum deposit of $10,000.

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If you’re looking to maximize your savings by planning ahead, Certificates of Deposit (CDs) are a great option. CDs that earn a fixed interest rate for a set period of time make it easy to select the available term that matches your financial needs and savings goal. Or you can choose a variable rate to take advantage of future rate changes.  

Flexible terms ranging from 46 days to 5 years give you the ability to choose a specific maturity date that works around your schedule.  

 

Open in a Branch          Open by phone: 800-800-1577

 

CD Promos

Term Interest Rate APY* Minimum to Open Notes
7 months 4.66% 4.77% $5,000
13 months 4.53% 4.63% $10,000
30 months with a rate bump 3.44% 3.50% $25,000 Existing accounts only. You can request a one-time rate bump on your CD to the current 30-month rate at the time of the bump.

Interest Rates Effective: 05/24/2024

Revised: 05/23/2024

* APY is Annual Percentage Yield. Penalties may be imposed for early withdrawal.


Fixed CD Rates

Term Interest Rate APY* Method of Compounding Minimum to Open/Earn APY
46 Days 0.05% 0.05% Daily $100
3 Months 4.16% 4.25% Daily $100
6 Months 3.97% 4.05% Daily $100
1 Year 3.87% 3.95% Daily $100
2 Years 3.78% 3.85% Daily $100
3 Years 3.52% 3.58% Daily $100
4 Years 3.04% 3.09% Daily $100
5 Years 3.23% 3.28% Daily $100

Interest Rates Effective: 05/24/2024

Revised: 05/23/2024

* Annual Percentage Yield (APY) assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal.

Variable Rate CD

Account Type Interest Rate APY* Method of Compounding Minimum to Open/ Earn APY
9 Months 0.25% 0.25% Daily $25.00

Interest Rates Effective: 05/24/2024

Revised: 05/23/2024

*Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest. Interest rate and annual percentage yield may change after the account is opened.  Penalties may be imposed on early withdrawal.

 

Other Account Options

Savings Accounts

Review the options for everyday savings, Money Market, and Certificates of Deposit (CDs).

First Rate Money Market

A tiered account with a higher interest rate on larger deposit amounts.

Checking Accounts

An account that fits you! Review the features available with our checking accounts.

First Savings

Start saving early to grow interest with our First Savings Account! No monthly maintenance fee.