Certificates of Deposit (CDs)

Interest rates are rising – and that’s good news for your savings. Maximize your deposit earnings with our current CD specials. 


4.65% APY*
for 13 months

Earn 4.65% APY on a 13-month certificate of deposit (CD). Offer requires a $10,000 minimum deposit to open.

Interest rate effective 3/10/2023.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.  

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4.25% APY*
for 25 months

Earn 4.25% APY on a 25-month certificate of deposit (CD). Offer requires a $25,000 minimum deposit to open.

Interest rate effective 3/10/2023.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.  

Apply Online

 



If you’re looking to maximize your savings by planning ahead, Certificates of Deposit (CDs) are a great option. CDs that earn a fixed interest rate for a set period of time make it easy to select the available term that matches your financial needs and savings goal. Or you can choose a variable rate to take advantage of future rate changes.  

Flexible terms ranging from 46 days to 5 years give you the ability to choose a specific maturity date that works around your schedule.  

 

CD Specials

Term Rate APY* Minimum to Open Notes
13 months 4.55% 4.65% $10,000
25 months 4.16% 4.25% $25,000

Interest Rates Effective: 03/13/2023

Revised: 03/10/2023

*Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest. Penalties may be imposed on early withdrawal.

Variable Rate CD

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Account Type Interest Rate APY* Method of Compounding Minimum Deposit to Earn APY
9 Months 0.25% 0.25% Daily $25.00

Interest Rates Effective: 03/13/2023

Revised: 03/13/2023

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest. Interest rate and annual percentage yield may change at any time.  Penalties may be imposed on early withdrawal.

Fixed Rate CDs

Term Interest $100 to $9,999 APY Interest $10,000 to $49,999 APY Interest $50,000 to $99,000 APY $100,000 and above APY
46 Days 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
3 Months 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
6 Months 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
1 Year 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00%
2 Years 1.14% 1.15% 1.14% 1.15% 1.14% 1.15% 1.14% 1.15%
3 Years 1.24% 1.25% 1.24% 1.25% 1.24% 1.25% 1.24% 1.25%
4 Years 1.74% 1.75% 1.74% 1.75% 1.74% 1.75% 1.74% 1.75%
5 Years 1.98% 2.00% 1.98% 2.00% 1.98% 2.00% 1.98% 2.00%

Interest Rates Effective: 03/13/2023

Revised: 03/13/2023

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. Interest compounds daily.

*APY assumes funds remain on deposit for 1 year.


 

Other Account Options

Savings Accounts

Review the options for everyday savings, Money Market, and Certificates of Deposit (CDs).

First Rate Money Market

A tiered account with a higher interest rate on larger deposit amounts.

Checking Accounts

An account that fits you! Review the features and benefits available with our checking accounts.

First Savings

Start saving early to grow interest with our First Savings Account! No monthly maintenance fee.