Refinance

Are you looking to lower your monthly mortgage payment? Or change the length of your loan term?

With current interest rates at near record lows, now is the perfect time to refinance your home and lower your monthly payments. And for the rest of 2021, our refinance loans have no administration fees.

Our team of local mortgage experts can walk you through your refinance options, so you get a clear picture of your potential savings. Refinancing options are available on all property types including primary residencies, secondary homes, or investment properties.

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Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process. 

Refinance rates as low as:

2.696%

APR

15-year Fixed Rate Refinance

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2.839%

APR

15-year Fixed Cash-out Refinance

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3.309%

APR

30-year Fixed Rate Refinance

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Refinance: Rate-and-Term Refi Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Refinance 3.250% 3.309% 0.250 $300,000.00 $1,305.62
15-year Fixed Rate Refinance 2.625% 2.696% 0.000 $300,000.00 $2,018.07

Interest Rates Effective: 10/21/2021

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Refinance: Cash-out Refi Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Cash-out Refinance 3.375% 3.435% 0.250 $300,000 includes $100,000 cash out $1,326.29
15-year Fixed Cash-out Refinance 2.750% 2.839% 0.125 $300,000 includes $100,000 cash out $2,035.86

Interest Rates Effective: 10/21/2021

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 

Get a Custom Loan Quote

Please provide the following information so that we can provide multiple options tailored to your needs.

Zip code is required to assess if it is a jumbo loan. We serve all of Washington.