USDA Home Loans

Could you benefit from a home loan with no money down? Have you checked if your property is the USDA’s eligible zone? 

USDA Rural Development guaranteed loans come with big benefits for eligible buyers of qualifying properties. Low to moderate income buyers can purchase a property located in eligible rural areas with no money down. USDA loans can also offer reduced mortgage insurance, relaxed credit score requirements, and below-market mortgage rates. Properties must be single family and owner occupied to qualify for the program.  

Any area on the map not highlighted is likely in the eligible zone! 


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Need more information? Connect with one of our experienced Mortgage Loan Officers who can help you check your eligibility and guide you through the application process. 

 

USDA Home Loan: Purchase

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Loan Term Interest Rate APR* Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year USDA Fixed Rate Purchase 4.875% 4.951% 0.500 $400,000 $2,116.83

Interest Rates Effective: 06/30/2022

Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

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