Certificates of Deposit (CDs)
Interest rates are rising – and that’s good news for your savings. Maximize your deposit earnings with our current CD specials.
3.25% APY*
for 13 months
Earn 3.25% APY on a 13-month certificate of deposit (CD). Offer requires a $10,000 minimum deposit to open.
Interest rate effective 10/29/2022.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.
3.50% APY*
for 25 months
Earn 3.50% APY on a 25-month certificate of deposit (CD). Offer requires a $25,000 minimum deposit to open.
Interest rate effective 10/29/2022.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.
2.50% APY*
for 30 months + rate bump
Start with a higher rate now and bump up in the future if rates continue to rise. Our 30-month CD special allows you to start earning at 2.50% APY and if rates go up, you can increase your rate once during the 30-month time period. Offer requires a $25,000 minimum deposit to open.
Interest rate effective 10/29/2022.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.
Our team is happy to open via phone, live chat, or in the branch.
Certificates of Deposit (CDs) are a great option for businesses looking to plan ahead by earning a fixed interest rate for a set period of time. Or choose a variable rate to take advantage of future rate changes.
CD Specials
| Term | Rate | APY | Minimum to Open | Notes |
|---|---|---|---|---|
| 13 months | 3.20% | 3.25% | $10,000 | |
| 25 months | 3.44% | 3.50% | $25,000 | |
| 30 months with a rate bump | 2.47% | 2.50% | $25,000 | You can request a one-time rate bump on your CD to the current 30-month rate at the time of the bump. |
Interest Rates Effective: 11/30/2022
Revised: 11/29/2022
Variable Rate CD
Apply Now| Account Type | Interest Rate | APY* | Method of Compounding | Minimum Deposit to Earn APY |
|---|---|---|---|---|
| 9 Months | 0.25% | 0.25% | Daily | $25.00 |
Interest Rates Effective: 11/18/2022
Revised: 11/17/2022
Fixed Rate CDs
| Term | Interest $100 to $9,999 | APY | Interest $10,000 to $49,999 | APY | Interest $50,000 to $99,000 | APY | $100,000 and above | APY |
|---|---|---|---|---|---|---|---|---|
| 46 Days | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 3 Months | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 6 Months | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 035% |
| 1 Year | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| 2 Years | 1.14% | 1.15% | 1.14% | 1.15% | 1.14% | 1.15% | 1.14% | 1.15% |
| 3 Years | 1.24% | 1.25% | 1.24% | 1.25% | 1.24% | 1.25% | 1.24% | 1.25% |
| 4 Years | 1.74% | 1.75% | 1.74% | 1.75% | 1.74% | 1.75% | 1.74% | 1.75% |
| 5 Years | 1.98% | 2.00% | 1.98% | 2.00% | 1.98% | 2.00% | 1.98% | 2.00% |
Interest Rates Effective: 11/18/2022
Revised: 11/17/2022
Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. Fees could reduce earnings. Interest compounds daily.
*APY assumes funds remain on deposit for 1 year.