Business CDs
Higher interest rates are good news for your savings. Maximize your deposit earnings with our current CD specials.
3.82% APY*
for 7 months
Earn 3.82% annual percentage yield (APY) on a 7-month certificate of deposit (CD). Minimum deposit of $5,000.
Open Online
Certificates of Deposit (CDs) are a great option for businesses looking to plan ahead by earning a fixed interest rate for a set period of time. Or choose a variable rate to take advantage of future rate changes.
Flexible terms ranging from 46 days to 5 years give you the ability to choose a specific maturity date that works around your schedule.
CD Promos
| Term | Interest Rate | APY* | Minimum to Open | Notes |
|---|---|---|---|---|
| 7 months | 3.75% | 3.82% | $5,000 | |
| 13 months | 3.92% | 4.00% | $10,000 |
Interest Rates Effective: 07/01/2025
Revised: 06/30/2025
* APY is Annual Percentage Yield. Penalties may be imposed for early withdrawal.
Jumbo CDs
| Term | Interest Rate $100,000 to $249,999.99 | APY* | Interest Rate $250,000+ | APY* | Method of Compounding | Minimum to Open |
|---|---|---|---|---|---|---|
| 6 Months | 3.05% | 3.10% | 3.05% | 3.10% | Daily | $100,000 |
| 12 Months | 3.29% | 3.34% | 3.29% | 3.34% | Daily | $100,000 |
| 18 Months | 2.81% | 2.85% | 2.81% | 2.85% | Daily | $100,000 |
Interest Rates Effective: 07/01/2025
Revised: 06/30/2025
Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. If your Jumbo CD balance falls below $100,000, the account will be closed and incur an early withdrawal penalty. Interest compounds daily.
*APY assumes funds remain on deposit for 1 year.
Fixed CD Rates
| Term | Interest Rate | APY* | Method of Compounding | Minimum to Open/Earn APY |
|---|---|---|---|---|
| 46 Days | 0.05% | 0.05% | Daily | $100 |
| 3 Months | 2.51% | 2.54% | Daily | $100 |
| 6 Months | 2.61% | 2.64% | Daily | $100 |
| 1 Year | 2.71% | 2.75% | Daily | $100 |
| 2 Years | 2.61% | 2.64% | Daily | $100 |
| 3 Years | 2.61% | 2.64% | Daily | $100 |
| 4 Years | 2.27% | 2.30% | Daily | $100 |
| 5 Years | 2.27% | 2.30% | Daily | $100 |
Interest Rates Effective: 07/01/2025
Revised: 06/30/2025
* Annual Percentage Yield (APY) assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal.
Business Checking Accounts
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Receive customer payments with online payments and point-of-sale chip readers.
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