Meet the Mortgage Team

Experienced Professionals Available to Support Your Financial Goals

Meet with our mortgage loan officers to review your goals, discuss your options, and deliver financial solutions quickly. Whether you are looking to buy, build, refinance, or have more unique financing needs, we are here to help you through this process.

Click on the team member name below to learn more about their specialties and request a custom quote.


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Joel Smith

SVP | Director of Mortgage Lending
NMLS# 1751983
[email protected]
360-714-6808

Ray Harvey

VP | Regional Mortgage Manager
NMLS# 172500
[email protected]
253-225-7313

Craig Tudor

Mortgage Loan Officer
NMLS# 730473
President's Club
[email protected]
206-224-5235

Don Collings

Mortgage Loan Officer
NMLS# 489015
President's Club
[email protected]
360-714-6815

Julie Myers

Mortgage Loan Officer
NMLS# 162954
Chairman's Award
President's Club
[email protected]
360-582-5204

Michele Anderson

Mortgage Loan Officer
NMLS# 583049
Chairman's Award
President's Club
[email protected]
206-595-2499

Mitchell Icard

Mortgage Loan Officer
NMLS# 1200671
President's Club
[email protected]
360-308-2345

Shawnee Spencer

Mortgage Loan Officer
NMLS# 463131
President's Club
[email protected]
360-308-2349

Terri Wood

Mortgage Loan Officer
NMLS# 413367
President's Club
[email protected]
360-417-3223

Mortgage Rates

Home loan financing terms, disclosures, and example scenarios.