Julie Myers, Mortgage Loan Officer
Julie Myers
With over 30 years in the mortgage industry, Julie Myers has the knowledge and experience to guide you through all of the options available to help you meet your goals. Julie has many tools in her lenders toolbox whether you are a first-time homebuyer, experienced investor, or purchasing land to build your dream home.
Julie was raised on the beautiful Olympic Peninsula and loves where she works, lives, and plays. In her free time, you can find her whipping up some awesome baked goods, traveling, and spending time with her adult kids. An active community member, Julie is the Treasurer of the North Peninsula Builders Association (NPBA) and volunteeers in her church.
Request a Custom Quote from Julie
Mortgage rates as low as:
6.554%
APR
30-year Fixed Rate Purchase
6.455%
APR
30-year Fixed Rate Jumbo Purchase
6.330%
APR
30-year USDA Fixed Rate Purchase
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Documentation Checklist
- Proof of identity: Driver's license or other government-issued photo ID, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Purchase: Conforming Loan Rates
| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Purchase | 6.490% | 6.554% | 0.000 | $450,000.00 | $2841.35 |
| 15-year Fixed Rate Purchase | 5.750% | 5.887% | 0.250 | $450,000.00 | $3736.85 |
Interest Rates Effective: 08/01/2025
Jumbo: Purchase Loan Rates
| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Jumbo Purchase | 6.375% | 6.455% | 0.250 | $900,000 | $5614.83 |
| 15-year Fixed Rate Jumbo Purchase | 6.250% | 6.343% | 0.000 | $900,000 | $7716.81 |
Interest Rates Effective: 08/01/2025
USDA Home Loan: Purchase
| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year USDA Fixed Rate Purchase | 5.875% | 6.330% | 0.125 | $505,050.00 | $3134.03 |
Interest Rates Effective: 08/01/2025
USDA Guaranteed Loans include a one-time upfront guarantee fee of 1% of the loan amount, which can be financed into the loan or paid at closing. An annual fee of 0.35% of the remaining loan balance is also required and paid monthly as part of your mortgage payment. These fees help support the USDA loan program and are subject to change annually.
Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 780. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Example monthly payments are estimates based on final loan amount and include principal, interest, the USDA Annual Fee and financing of the upfront USDA Guarantee Fee. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice and are subject to credit approval. Ask us about additional available loan programs.