We offer home loans for a variety of property types.
Our loan experts can help you navigate the intricacies of your specific property to find the best mortgage options for your needs. Some of the new homes we offer loans for include:
A single-family home is an independent, freestanding residential building that sits on its own land. They are designed to be single-dwelling and do not have shared walls or shared utilities with any other unit. They are best for single owners or families that enjoy having a little more space and privacy.
Townhouses are a hybrid between houses and condos. While you own the exterior and land of the building, they often have homeowner’s association (HOA) fees and shared governance with other neighboring properties. They can be a great option for first-time or budget-minded home buyers.
Condominiums, or condos, are individual owned units that make up a larger building. The common areas and exteriors are usually jointly owned and managed by a homeowner’s association (HOA). Condos are ideal for those looking for a lower-maintenance, affordable home.
A multi-family home is a residential structure made up of 2-4 housing units, but with one owner. These are ideal for buyers looking for an investment property and are comfortable with property management; you can choose to rent out all the units or live in one and rent the rest.
Manufactured homes are more affordable than most site-built homes, as they are usually manufactured in factories and purchased separately from the land they sit on. Often the land under manufactured homes is leased and includes shared community amenities. They are an attractive choice for their flexibility, affordability, and environmental friendliness.
A land purchase is a plot of land that could be planned for development sometime in the future, where a lot is a generally a purchase of land that is prepped to build on. Purchasing land is ideal for those who want to build their own homes.
ADUs (Accessory Dwelling Units)
An ADU is a separate living space within a house or built on the same property as an existing house. These can include converted garages, in-law units, backyard cottages, or tiny houses. They are ideal for those looking for additional living space on their property, or those looking to rent out their ADU for additional income.
From rural log cabins to eco-houses made from recyclable materials, these properties have unique traits that may require special mortgage terms. Even though unique properties can be a challenge to traditionally appraise, our lenders can work with you to find the best terms for your home loan.
Questions? Connect with one of our Mortgage Loan Officers to review your home buying options.
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Fixed rates for buying a home as low as:
Jumbo Loan Rates
Is your home loan more than $548,250? Or more than $776,250 in King, Pierce, or Snohomish counties?
View Jumbo Rates
Purchase: Conforming Loan RatesApply Now
|Loan Term||Interest Rate||APR||Discount Points||Ex: Loan Amount||Ex: Monthly Payment|
|30-year Fixed Rate Purchase||6.375%||6.458%||0.375%||$300,000.00||$1,871.61|
|15-year Fixed Rate Purchase||5.750%||5.866%||0.250||$300,000.00||$2,491.23|
Interest Rates Effective: 03/16/2023