Overdraft Protection

We provide several options for overdraft protection. Our standard overdraft practices come with your account and allow us to authorize and pay overdrafts for the following types of transactions: checks and automatic bill payments. We also offer overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practice. Another option we offer is an Overdraft Line Of Credit.

Finally, you can have us authorize and pay at our discretion on overdrafts, ATM and everyday debit card transactions. If you are interested in this service,  click here for more info.


Overdraft TypeStandard Overdraft PracticesStandard Plus Overdraft ProtectionOverdraft Protection PlansOverdraft Line of Credit
DetailsThese come with your account and apply to checks and automatic transactions.Sign up required to add other types of transactions into overdraft like debit card and ATM.Potentially less expensive than standard overdraft practices.Provides protection from more frequent overdrafts.
How to sign upTypically we will cover overdrafts for check payments and automatic payments from your account. You may also opt in (please provide details here) for more comprehensive overdraft coverage, which could also include ATM and everyday debit card transactions.*Connect an existing First Federal account by (CTA details here - can this be set up by phone? in branch? Online?).Apply now (new link needed when available) for a line of credit with First Federal to help cover any overdrafts.

*We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. Please see the document “Important Information about Overdrafts”.


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