Overdraft Protection

We provide several options for overdraft protection. Our standard overdraft practices come with your account and allow us to authorize and pay overdrafts for the following types of transactions: checks and automatic bill payments. We also offer overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practice. Another option we offer is an Overdraft Line Of Credit.

Finally, you can have us authorize and pay at our discretion overdrafts on ATM and everyday debit card transactions. View the overdraft disclosure form.

Opt-in for Overdraft Services


Overdraft TypeStandard Overdraft PracticesStandard Plus Overdraft PracticesOverdraft Protection PlansOverdraft Line of Credit
DetailsThese come with your account and apply to checks and automatic transactions.Sign up is required to add other types of transactions into overdraft like debit card and ATM.Potentially less expensive than standard overdraft practices.Provides protection from more frequent overdrafts.
How to sign upTypically we will cover overdrafts for check payments and automatic payments from your account. You may also opt-in for more comprehensive overdraft coverage, which could also include ATM and everyday debit card transactions.*Connect an existing First Federal account in branch.Apply now for a line of credit with First Fed to help cover any overdrafts.

*We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. Please read Important Information about Overdrafts for detailed disclosures.


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