Summit Savings

A First Federal Summit Savings Account is a great account for those who don’t want to track deposit or withdrawals on a regular basis. We get it – life is busy. Let us help. Enjoy the convenience and freedom of no limits on deposits and withdrawals plus unlimited pre-authorized transactions.

Features and Benefits:

Basic personal savings account with no deposit or withdrawal limits. Customers seeking basic savings account with no transaction restrictions.

  • Monthly/Quarterly statements
  • Unlimited pre-authorized transactions or transactions in person or by mail
  • Easy access to funds with no penalty
  • Unlimited ATM transactions
  • 24-hour access to cash
  • Overdraft Protection for checking account
  • Spending flexibility with less hassle
  • Interest compounds daily
  • Maximum interest-earning potential
  • Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the service charge is assessed is less than $5, a charge will be assessed for the balance, less .01.
  • Waived fees on any withdrawals with First Federal ATMs, as well as fee waivers on 32,000+ ATMs within the MoneyPass network.
    • A fee of $2.50 will be charged for each withdrawal from an ATM not owned or operated by First Federal

A minimum deposit of $100 to open. Minors may open this account for $1 with no monthly service charge. See account disclosure or deposit rate sheet for more information.

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    Are You An Existing First Federal Customer?:

    1. Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the service charge is assessed is less than $5, a charge will be assessed for the balance, less .01.

    2. A fee of $2.50 will be charged for each withdrawal from an ATM not owned or operated by First Federal. Fees will be waived if the ATM is part of the MoneyPass network.