Sage Line of Credit


Our Sage Line of Credit (LOC) provides flexibility and easy access to funds at lower rates than most credit cards. LOCs are a good choice for debt consolidation, medical expenses, or major purchases.  

You can apply for a Sage LOC in any amount from $2,500 to $25,000 to use whenever needed. Apply online as a personal loan or visit your neighborhood branch. 


Apply Online                   Visit a Branch


Sage Line of Credit (LOC): The annual percentage rate (APR) is variable and is based upon an index plus a margin, which is varied based on credit score. Minimum credit score to open is 740. No annual maintenance fee. Subject to credit approval, eligibility and credit qualifications. Sage LOC may be reduced, or additional extensions of credit limited, if certain circumstances occur.  


We also offer these additional funding solutions: 

Personal Loans

Unsecured loans let you borrow money without collateral. Fixed interest rates for predictable payments.

Improve Your Credit Score

Establish or rebuild your credit with a Credit Builder Loan.

Home Equity

Home equity loans or lines of credit deliver more flexibility and lower-interest rates than most unsecured personal loans.