Home Equity Loans

Home equity loans and lines of credit can often offer lower interest rates than unsecured borrowing options, and with typically higher limits. With the choice of variable or fixed interest rates.

Home Equity Fixed Rate Loan

Fixed rate and term means predictable monthly payments.

First Federal’s Home Equity Fixed Rate Loan Product is for owner occupied 1-4 family residences including: multi-wide manufactured homes, condominiums and townhouses. Full principal and interest payments to fully amortize by the end of the loan term that fit your needs.


Apply Online This link will trigger a popup message.


Home Equity Loans

Apply Now
Loan Term Closing Costs APR Ex: Loan Amount Ex: Monthly Payment
15-year Fixed Rate Home Loan Paid by Customer 4.125% $100,000 $745.97

Interest Rates Effective: 10/21/2021

Example rate is based on a primary residence and borrower credit score of 740. Assumes the borrower has a first lien mortgage and the home equity loan is a second lien on subject property. Max 80% LTV.  Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. APR (Annual Percentage Rate) is based on loan amount, interest rate, LTV and credit score.  Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Request a Call Back or Additional Information

We'd love to speak with you and help with all your banking needs. Please enter your details and we will be in touch shortly.


Are You An Existing First Federal Customer?: