ARC Program

Could you benefit from a longer term fixed-rate commercial real estate loan? 

Through our ARC Program, First Fed offers fixed interest rates for terms up to 15 years. These longer fixed-rate loans can help you maximize your investment and avoid future market fluctuations. A forward rate lock option is also available if you are in the process of purchasing commercial property.  

If market rates continue to rise, having a lower rate locked in can be a great benefit, whether you decide to keep or sell your property. If you decide to sell down the road, the fixed-rate term can be assumed by the buyer (pending qualification), or you can also transfer the loan to another commercial property purchase.  

Interested in learning more about the ARC Program? Our local commercial lending team can walk you through all the available lending options to find the best solution for your business goals. 


Read one of our ARC Program customer stories:

“First Fed has been a partner that has helped us to grow to where we are today. Jennifer Chaussee at First Fed introduced us to the ARC Program as a solution for purchasing a new office building, allowing us to convert our variable loan into a fixed rate loan.

"We’re happy to partner with a local bank that understands our needs and can offer tangible solutions to achieve our goals. We’ve had a great experience with First Fed, both as our bank and as a commercial lender."

- Rachel Turnbull, President & Founder of Clark Construction

Ready to chat?

Start a conversation with one of our relationship managers.

Ben Buhler

Commercial Relationship Manager
Rainier Award Winner
Whatcom County
[email protected]

Jennifer Chaussee

Sr. Commercial Relationship Manager
Kitsap County
[email protected]

Jake Dixon

Government Programs Manager
[email protected]

KristiAnn Stecker

Sr. Commercial Relationship Manager
Olympus Award Winner
Kitsap County
[email protected]