Cash-out Refinance

Could your home use a refresh? Or could you use cash for debt consolidation?

It’s time to fall in love with your home again. With our cash-out refinance you can fund those projects on your wish list. Whether your kitchen is begging you for a remodel or you want to pay off credit cards, our local team can help you find the best financial solution for needs.

Cash-out refinancing options are available for primary residencies and second homes

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First Fed mortgage financing is only available for Washington State properties at this time. Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.

 

6.361%

APR

15-year Fixed Cash-out Refinance

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6.920%

APR

30-year Fixed Cash-out Refinance

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All Mortgage Rates

Home loan financing terms, disclosures, and scenarios.

 

 

Refinance: Cash-out Refi Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Cash-out Refinance 6.875% 6.920% .125 $450,000 includes $100,000 cash out $2956.18
15-year Fixed Cash-out Refinance 6.250% 6.361% .375 $450,000 includes $100,000 cash out $3858.40

Interest Rates Effective: 10/04/2024

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 780. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 

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