Cash-out Refinance

First Fed offers a variety of cash-out refinance options. Use your equity to get cash back and fund your financial goals.

Could a cash-back refinance be right for you? Funds could be used to:

  • Finance a remodel or home improvement projects
  • Fund a cash offer on your next home
  • Consolidate debt under a lower rate
  • Support other financial goals

NOTE: All terms and conditions are subject to change without notice.


Apply Online

Refinance: Cash-out Refi Rates

Apply Now
Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Refinance 3.375% 3.435% 0.250 $300,000 includes $100,000 cash out $1,326.29
15-year Fixed Rate Refinance 2.750% 2.839% 0.125 $300,000 includes $100,000 cash out $2,035.86

Interest Rates Effective: 06/17/2021

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 


Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.


Request a Call Back or Additional Information

We'd love to speak with you and help with all your banking needs. Please enter your details and we will be in touch shortly.


Are You An Existing First Federal Customer?: