Cash-out Refinance

Use your equity to get cash back and fund your financial goals. First Fed offers a variety of cash-out refinance options currently with no origination fees - a $750 value. Learn more.

Could a cash-back refinance be right for you? Funds could be used to:

  • Finance a remodel or home improvement projects
  • Fund a cash offer on your next home purchase
  • Consolidate debt under a lower rate
  • Support other financial goals like education or investments

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Refinance: Cash-out Refi Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Cash-out Refinance 3.250% 3.290% 0.000 $300,000 includes $100,000 cash out $1,305.62
15-year Fixed Cash-out Refinance 2.500% 2.641% 0.500 $300,000 includes $100,000 cash out $2,000.37

Interest Rates Effective: 09/23/2021

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 


Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.


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Please provide the following information so that we can provide multiple options tailored to your needs.

Zip code is required to assess if it is a jumbo loan. We serve all of Washington.