Tiffany Bergsma-Evans, Mortgage Loan Officer
Tiffany Bergsma-Evans has been a mortgage lending professional for over 17 years, focusing on serving clients in the Pacific NW. Tiffany's attention to detail, organizational skills, ability to think outside the box, and in-depth knowledge of the mortgage industry, make her your "Go-to Expert" for all loan types including conventional, jumbo, construction, renovation, land loans, and government (FHA, VA, USDA Rural and WSHFC). Tiffany excels in educating first-time homeowners as well as partnering with experienced move-up buyers, savvy real estate investors, and realtors.
Born and raised in Whatcom County, Tiffany's prior experience includes property management, real estate, and customer service. Tiffany is a former Board Member and Past President of Habitat for Humanity in Whatcom County, an active member of Women Sharing Hope, and currently serves on the Education Committee for the Whatcom County Association of Realtors.
Tiffany enjoys attending concerts in her free time and traveling as often as possible. She loves watching her daughter play select and high school soccer, hanging out with friends and family, and spending time with and loving on her French Bulldog "Kingston."
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Mortgage rates as low as:
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Documentation Checklist
- Proof of identity: Driver's license or other government-issued photo ID, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Purchase: Conforming Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Purchase | 6.875% | 6.973% | 0.500 | $300,000.00 | $1,970.79 |
| 15-year Fixed Rate Purchase | 6.375% | 6.513% | 0.375 | $300,000.00 | $2,592.75 |
Interest Rates Effective: 11/30/2023
Refinance: Rate-and-Term Refi Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Refinance | 7.000% | 7.099% | 0.500 | $300,000.00 | $1,995.91 |
| 15-year Fixed Rate Refinance | 6.375% | 6.513% | 0.375 | $300,000.00 | $2,592.75 |
Interest Rates Effective: 11/30/2023
VA Home Loan: Purchase
Apply Now| Loan Term | Interest Rate | APR* | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year VA Purchase | 6.375% | 6.446% | 0.375 | $400,000 | $2,495.48 |
Interest Rates Effective: 11/30/2023
Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.