Shawnee Spencer, Mortgage Loan Officer

Shawnee Spencer
Mortgage Loan Officer
NMLS# 463131
President's Club
[email protected]
360-308-2349

Shawnee Spencer loves helping people become homeowners, whether their first or forever home. She has 30 years of experience purchases and refinances of single family homes. Additionally, she is an expert in construction financing. Build
your dream house with a construction loan from Shawnee!
In her free time, Shawnee loves spending time with her family hiking in the Olympic National Park. She volunteers with the local community including her local food bank.
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Mortgage rates as low as:
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Apply for pre-approval, purchase, refinance, or construction loans.
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Documentation Checklist
- Proof of identity: Driver's license, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Purchase: Conforming Loan Rates
Apply NowLoan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
---|---|---|---|---|---|
30-year Fixed Rate Purchase | 6.375% | 6.458% | 0.375% | $300,000.00 | $1,871.61 |
15-year Fixed Rate Purchase | 5.750% | 5.866% | 0.250 | $300,000.00 | $2,491.23 |
Interest Rates Effective: 03/16/2023
Jumbo: Purchase Loan Rates
Apply NowLoan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
---|---|---|---|---|---|
30-year Fixed Rate Jumbo Purchase | 5.875% | 6.090% | 2.000 | $900,000 | $5,323.84 |
15-year Fixed Rate Jumbo Purchase | 6.125% | 6.294% | 0.750 | $900,000 | $7,655.62 |
Interest Rates Effective: 03/16/2023
Refinance: Rate-and-Term Refi Rates
Apply NowLoan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
---|---|---|---|---|---|
30-year Fixed Rate Refinance | 6.500% | 6.584% | 0.375 | $300,000.00 | $1,896.20 |
15-year Fixed Rate Refinance | 5.500% | 5.654% | 0.500% | $300,000.00 | $2,451.25 |
Interest Rates Effective: 03/16/2023