Terri Wood, Mortgage Loan Officer

Terri Wood

Terri Wood has been assisting clients in Mortgage lending for over 30+ years and is focused on listening to the clients goals, and assisting them with a variety of loan programs. In her personal time, Terri enjoys spending time gardening, exploring the Olympic Peninsula, her grandkids, and family.
Request a Custom Quote from Terri
Mortgage rates as low as:
5.586%
APR
15-year Fixed Rate Purchase
6.073%
APR
30-year Fixed Rate Purchase
6.217%
APR
15-year Fixed Rate Jumbo Purchase
5.586%
APR
15-year Fixed Rate Refinance
Start Your Loan Application Online
Apply for pre-approval, purchase, refinance, or construction loans.
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Documentation Checklist
- Proof of identity: Driver's license or government-issued photo ID, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Purchase: Conforming Loan Rates
Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
---|---|---|---|---|---|
30-year Fixed Rate Purchase | 5.990% | 6.073% | 0.250 | $450,000.00 | $2695.08 |
15-year Fixed Rate Purchase | 5.490% | 5.586% | 0.000 | $450,000.00 | $3647.49 |
Interest Rates Effective: 09/12/2025
Refinance: Rate-and-Term Refi Rates
Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
---|---|---|---|---|---|
30-year Fixed Rate Refinance | 6.125% | 6.198% | 0.125 | $450,000.00 | $2734.25 |
15-year Fixed Rate Refinance | 5.490% | 5.586% | 0.000 | $450,000.00 | $3647.49 |
Interest Rates Effective: 09/12/2025