Terri Wood, Mortgage Loan Officer
Terri Wood
Mortgage Loan Officer
NMLS# 413367
President's Club
[email protected]
360-417-3223
Terri Wood has been assisting clients in Mortgage lending for over 30+ years and is focused on listening to the clients goals, and assisting them with a variety of loan programs. In her personal time, Terri enjoys spending time gardening, exploring the Olympic Peninsula, her grandkids, and family.
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Mortgage rates as low as:
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Apply for pre-approval, purchase, refinance, or construction loans.
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Documentation Checklist
- Proof of identity: Driver's license or government-issued photo ID, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Construction Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Construction | 5.375% | 5.442% | 0.250 | $300,000 | $1,679.91 |
| 15-year Fixed Rate Construction | 5.000% | 5.151% | 0.500 | $300,000 | $2,372.38 |
Interest Rates Effective: 08/11/2022
Assumes a custom construction of an owner-occupied single-family residence with a loan amount of $300,000 based on a finished value of $400,000. Loan terms include a 12-month construction period with interest only payments based on funds as they are used for construction. Converts to a monthly fixed P&I payment at the end of the construction period. APR *(Annual Percentage Rate) is based on loan amount and interest rate. Examples of monthly P & I payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.
Purchase: Conforming Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Purchase | 5.125% | 5.191% | 0.250 | $300,000.00 | $1,633.46 |
| 15-year Fixed Rate Purchase | 4.750% | 4.882% | 0.375 | $300,000.00 | $2,333.50 |
Interest Rates Effective: 08/11/2022
Refinance: Rate-and-Term Refi Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Refinance | 5.375% | 5.465% | 0.500 | $300,000.00 | $1,679.91 |
| 15-year Fixed Rate Refinance | 4.875% | 5.026% | 0.500 | $300,000.00 | $2,352.89 |
Interest Rates Effective: 08/11/2022