Individual Retirement Accounts
An individual retirement account, or IRA, helps you save for retirement by allowing pre-tax contributions to earn interest at a competitive rate.
Target Market: For customers looking to earn interest on funds saved for retirement.
Fees: No monthly maintenance fee. $10 annual trustee fee (per IRA customer) and $25 closing fee (complete transfers or premature withdrawals)
Details: Minimum deposit of $25 to open. This is a variable interest rate IRA. See account disclosure or IRA resource page for more information.
Features and Benefits:
- Tiered interest rates
- Earn a better interest rate for higher balances
- No penalty for early withdrawals (IRS penalties may apply)
- Freedom to access funds when needed
Complementary Products and Services:
- Personal Checking
- Personal Savings
- Money Market Account
- Online Banking
- Touch Tone Teller
- ESA, HSA
Open an account in branch.Find a branch