Platinum card special offer: 0% APR for 20 months*
Choosing the right credit card is easier than ever. You’ll enjoy important features like:
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- Plus much more!
- Choose from Platinum, Max Cash Preferred, and Real Rewards
- Click here to manage your accounts.
When you open a new Platinum credit card by September 30, 2021, you'll also get a 0% introductory APR for the first 20 billing cycles. After that, 13.49% to 23.49% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.
*The 0% introductory annual percentage rate (APR) applies to purchases and is valid for the first 20 billing cycles. The 0% introductory APR applies to balance transfers made within 620 days from account opening and is valid for the first 20 billing cycles. The introductory rates does not apply to cash advances. Thereafter, the APR may vary and as of 3/1/21, the undiscounted variable APR for Purchases and Balance Transfers is 13.49%-23.49% based on your creditworthiness. The variable APR for Cash Advances is 25.99% based on your creditworthiness. Cash Advance fee of 5% of each advance amount, $10 minimum, Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee of 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual Fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
The creditor and issuer of these Cards is Elan Financial Services.