Teen Debit Cards

Available to teens 13 and up with a checking account

Does your teen need a debit card to purchase lunch or treats? Or for use in case of emergency?

Debit cards are available to checking account holders ages 13 and up. Your teen will need a photo ID which can be a student ID, passport, driver’s license, or other government issued ID.

A parent or legal guardian will need to be on the bank account until the teen is age 18. The adult must have a photo ID and verifiable mailing address to open the account. For security purposes, the adult and teen will need to come into a branch to open an account and request the debit card together.

The debit card will be attached to a checking account where the teen can deposit checks, receive a fund transfer, or set up direct deposit from an employer. Also, the bank account can be connected to Venmo, PayPal, and other payment apps for online payments.

Visit a Branch to Open


Debit cards can be used to:

  • Make purchases online or in person at your favorite stores.
  • Take cash out of your account from one of 37,000 ATMs that are surcharge-free in the MoneyPass network.


Manage your account:

Both the adult and teen will be responsible for any overdraft activity and fees, if applicable. For the best experience, we recommend the following tips to avoid overspending.

  • Online Banking: Track your balance and account activity in real-time. Sign up for online banking
    • TIP: Set up low-balance alerts to track when the account balance falls below $100 or whatever amount you choose. Alerts can be sent via text or email.

  • Mobile Apps: Download our mobile app to bank from your phone.

  • google-play      apple-store


Good to know:

  • Gas Pumps: Some gas stations require you to have a $125 minimum balance in your account in order to use the pump. You can prepay inside the station with your debit card.
  • Stay Alert to Fraud: Do not recognize a transaction? Report immediately to stop misuse. 800-800-1577



Checking Accounts

Review the features and benefits available with our accounts.

Kids Savings Account

Start saving early to grow interest! No monthly service fee.