Fixed Rate Loans

Fixed-Rate Mortgage


Looking to buy a new home with our First Month Credit? Or refinance your existing mortgage with historically low rates? We'd love to hear from you.

  • Purchase or Refinance of 1-4 family housing units as a primary residence, second home, or investment property.
  • Manufactured Homes and Condominiums can be financed on this program.
  • Maximum loan amount is based on occupancy, property type, and loan purpose.
  • Number of units allowed may vary with LTV, loan amount, and type of occupancy.
  • Maximum loan term is 30 years.
  • No prepayment penalty.
  • Private mortgage insurance (PMI) is required for loans above 80% LTV.
  • Secondary financing is allowed under certain circumstances.

NOTE: All terms and conditions are subject to change without notice.


Apply Online This link will trigger a popup message.


Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.


Request a Call Back or Additional Information

We'd love to speak with you and help with all your banking needs. Please enter your details and we will be in touch shortly.


Are You An Existing First Federal Customer?: