Boat Loans

Looking for a boat loan? Or financing for other marine vehicles?

We offer fixed interest rate for purchasing a new or used boats or jet ski for personal recreational use. Loan terms up to 84 months, minimum loan amount is $10,000 for terms over 60 months.

  • Boat loans
  • Jet ski loans
  • Recreational vehicle loans (RV loans)
  • Travel trailer loans

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Boat Loan Rates

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Loan Term Year APR Ex: Loan Amount Ex: Monthly Payment (P&I) with lowest APR
5-year Fixed Rate New (2020 - 2022) 4.490% $30,000 $559.15
5-year Fixed Rate Used (2011 - 2019) 4.990% $30,000 $566.00

Interest Rates Effective: 08/11/2022

Example rate is based on a borrower credit score of 740 and up to 80% LTV.  Max LTV 90%.  Rates may vary based on term, age of collateral, loan to value, and credit score. LTV is based on dealer invoice or NADA value. If over 25 feet, a marine survey is required. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Rate, terms and fees are subject to change without notice. Subject to credit approval. Terms up to 15 years.

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