Rates

Home Loans Rates

Mortgage financing terms, disclosures, and example scenarios.

Loan Term	Interest Rate	APR	Discount Points	Ex: Loan Amount	Ex: Monthly Payment
30-year Fixed Rate Purchase	3.125%	3.174%	0.125	$300,000.00	$1,285.13
15-year Fixed Rate Purchase	2.500%	2.588%	0.125	$300,000.00	$2,000.37

Interest Rates Effective: 06/17/2021

Rates listed are for primary residence in single family home with a 25% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Loan Term	Interest Rate	APR	Discount Points	Ex: Loan Amount	Ex: Monthly Payment
30-year Fixed Rate Jumbo Purchase	3.375%	3.392%	-0.125	$900,000	$3,978.87
15-year Fixed Rate Jumbo Purchase	3.00%	3.066%	0.125	$900,000	$6,215.23

Interest Rates Effective: 06/17/2021

Rates listed are for primary residence in single family home of $1,200,000 with a 25% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Loan Term	Interest Rate	APR	Discount Points	Ex: Loan Amount	Ex: Monthly Payment
30-year Fixed Rate Refinance	3.250%	3.299%	0.125	$300,000.00	$1,305.62
15-year Fixed Rate Refinance	2.625%	2.714%	0.125	$300,000.00	$2,018.07

Interest Rates Effective: 06/17/2021

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Loan Term	Interest Rate	APR	Discount Points	Ex: Loan Amount	Ex: Monthly Payment
30-year Fixed Rate Refinance	3.375%	3.435%	0.250	$300,000 includes $100,000 cash out	$1,326.29
15-year Fixed Rate Refinance	2.750%	2.839%	0.125	$300,000 includes $100,000 cash out	$2,035.86

Interest Rates Effective: 06/17/2021

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Loan Term	Interest Rate	APR	Discount Points	Ex: Loan Amount	Ex: Monthly Payment
30-year Fixed Rate Construction	3.50%	3.570%	0.375	$300,000	$1,347.13
15-year Fixed Rate Construction	3.25%	3.340%	0.125	$300,000	$2,108.01

Interest Rates Effective: 06/10/2021

Assumes a custom construction of an owner-occupied single-family residence with a loan amount of $300,000 based on a finished value of $400,000. Loan terms include a 12-month construction period with interest only payments based on funds as they are used for construction. Converts to a monthly fixed P&I payment at the end of the construction period. APR *(Annual Percentage Rate) is based on loan amount and interest rate. Examples of monthly P & I payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Loan Term	Interest Rate	APR	Discount Points	Ex: Loan Amount	Ex: Monthly Payment
20 Year Fixed Rate Land Purchase (20yr / 5yr balloon)	5.625%	5.793%	0.375	$140,000	$972.95

Interest Rates Effective: 06/17/2021

Rates listed are for an improved land purchase with a 30% down payment and borrower credit score of 740. After first 5 years, remaining outstanding principal balance would be a balloon payment of $118,115.27 which could be paid in full or refinanced. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Vehicle Loan Rates

Rates for new and used auto loans, boat loans, motorcycle loans, and others.

Deposit Rates

Rates for checking, savings, money market, CDs, retirement, and other interest-bearing accounts.

Term	Interest $100 to $9,999	APY	Interest $10,000 to $49,999	APY	Interest $50,000 to $99,000	APY	$100,000 and above	APY
46 Days	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
3 Months	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
6 Months	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%
1 Year	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
2 Years	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
3 Years	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
4 Years	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%
5 Years	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. Fees could reduce earnings. Interest compounds daily.

*APY assumes funds remain on deposit for 1 year.

Term	Interest $100 to $9,999	APY	Interest $10,000 to $49,999	APY	Interest $50,000 to $99,000	APY	$100,000 and above	APY
12 months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
24 months	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
36 months	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
48 months	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%
60 months	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate to maturity. Penalties may be imposed on early withdrawal. Minimum balance per tier required to open. Fees could reduce earnings.

Interest compounds daily. If principal is withdrawn prior to maturity a penalty may be imposed. The penalty is waived at age 59 ½.

Amount	VIP Interest	VIP APY	Roth Interest	Roth APY	Coverdell Interes	Coverdell APY
$25 to $4,999	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
$5,000 to $24,999	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
$25,000 to $49,999	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%
$50,000 and above	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Minimum balance per tier required to open. Fees could reduce earnings.

Interest compounds daily and the interest rate may change monthly. Additional Deposits allowed on this account at any time during term.