Purchase: Jumbo Loan Rates

Loan Term	Closing Costs	APR	Ex: Loan Amount	Ex: Monthly Payment
15-year Fixed Rate Home Loan	Paid by Customer	4.125%	$100,000	$745.97

Interest Rates Effective: 06/17/2021

Example rate is based on a primary residence and borrower credit score of 740. Assumes the borrower has a first lien mortgage and the home equity loan is a second lien on subject property. Max 80% LTV. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. APR (Annual Percentage Rate) is based on loan amount, interest rate, LTV and credit score. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Loan Term	Year	APR	Ex: Loan Amount	Ex: Monthly Payment (P&I) with Lowest APR
5-year Fixed Rate Purchase	New (2020-2021)	3.25%	$30,000	$542.40
5-year Fixed Rate Purchase	Used (2009 - 2019)	3.50%	$30,000	$545.75

Interest Rates Effective: 06/17/2021

Example rate is based on a borrower credit score of 740 and up to 125% LTV. Down payment not required. Rates may vary based on term, age of collateral, loan to value, and credit score. LTV is based on dealer invoice or Kelley Blue Book wholesale. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Subject to credit approval. Terms up to 7 years.

Loan Term	Year	APR	Ex: Loan Amount	Ex: Monthly Payment (P&I) with lowest APR
5-year Fixed Rate	New (2019 - 2021)	4.24%	$30,000	$555.75
5-year Fixed Rate	Used (2010 - 2018)	4.74%	$30,000	$562.57

Interest Rates Effective: 06/17/2021

Example rate is based on a borrower credit score of 740 and up to 80% LTV. Max LTV 90%. Rates may vary based on term, age of collateral, loan to value, and credit score. LTV is based on dealer invoice or NADA value. If over 25 feet, a marine survey is required. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Rate, terms and fees are subject to change without notice. Subject to credit approval. Terms up to 15 years.

Loan Term	Year	APR	Ex: Loan Amount	Ex: Monthly Payment
3-year Fixed Rate	2015 - Newer	7.15%	$20,000	$618.91

Interest Rates Effective: 06/17/2021

Example rate is based on a borrower credit score of 740 and up to 90% LTV. Max LTV 100%. Rates may vary based on term, age of collateral, loan to value, and credit score. LTV is based on dealer invoice or NADA value. Rate, terms and fees are subject to change without notice. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Subject to credit approval. Terms up to 7 years.

Loan Term	Year	APR	Ex: Loan Amount	Ex: Monthly Payment (P&I)
10-year Fixed Rate	New (2019 - 2021)	5.50%	$50,000	$542.63
10-year Fixed Rate	Used (2010 - 2018)	6.50%	$50,000	$567.74

Interest Rates Effective: 06/17/2021

Example rate is based on a borrower credit score of 740 and up to 80% LTV. Max LTV 90%. Rates may vary based on term, age of collateral, loan to value, and credit score. LTV is based on dealer invoice or NADA value. Rate, terms and fees are subject to change without notice. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Subject to credit approval. Terms up to 15 years.

Account Type	Interest Rate	APY*	Method of Compounding	Minimum Deposit to Earn APY
Cascade Checking Up to $1,000.00	0.00%	0.00%	Daily	$25.00
Cascade Checking $1,000.00 - $49,999.99	0.01%	0.01%	Daily	$1,000.00
Cascade Checking $50,000.00 - $99,999.00	0.01%	0.01%	Daily	$50,000.00
Cascade Checking $100,000.00 or more	0.02%	0.02%	Daily	$100,000.00

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

BUSINESS CHECKING * ASK FOR DETAILS

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.

Account Type	Interest Rate	APY*	Method of Compounding	Minimum Deposit to Earn APY
Statement Savings	0.03%	0.03%	Daily	$100
Transaction Saving	0.03%	0.03%	Daily	$100
Holiday Club	0.03%	0.03%	Daily	$25
Kids Club Savings*	0.03%	0.03%	Daily	$1

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

NOTE: Annual Percentage Yield (APY) is based on a balance of $100.00.

*Minimum Deposit to open is $1.00

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.

Account Type	Interest Rate	APY*	Method of Compounding	Minimum Deposit to Earn APY
$1,000.00 - $9,999.99	0.05%	0.05%	Daily	$1,000.00
$10,000.00 - $49,999.99	0.05%	0.05%	Daily	$10,000.00
$50,000.00 - $99,999.99	0.10%	0.10%	Daily	$50,000.00
$100,000.00 or more	0.15%	0.15%	Daily	$100,000.00

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.

Account Type	Interest Rate	APY*	Method of Compounding	Minimum Deposit to Earn APY
$10,000-$99,999.99	0.10%	0.10%	Daily	$10,000.00
$100,000.00 - $249,999.99	0.15%	0.15%	Daily	$100,000.00
$250,000.00 - $499,999.00	0.20%	0.20%	Daily	$250,000.00
$500,000.00 or more	0.30%	0.30%	Daily	$500,000.00

Interest Rates Effective: 5/21/2021

Revised: 5/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.

Term	Interest $100 to $9,999	APY	Interest $10,000 to $49,999	APY	Interest $50,000 to $99,000	APY	$100,000 and above	APY
46 Days	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
3 Months	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
6 Months	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%
1 Year	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
2 Years	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
3 Years	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
4 Years	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%
5 Years	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. Fees could reduce earnings. Interest compounds daily.

*APY assumes funds remain on deposit for 1 year.

Account Type	Interest Rate	APY*	Method of Compounding	Minimum Deposit to Earn APY
9 Months	0.10%	0.10%	Daily	$25.00

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest. Interest rate and annual percentage yield may change at any time. Penalties may be imposed on early withdrawal. Fees could reduce earnings.

Term	Interest $100 to $9,999	APY	Interest $10,000 to $49,999	APY	Interest $50,000 to $99,000	APY	$100,000 and above	APY
12 months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
24 months	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
36 months	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
48 months	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%	0.30%
60 months	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate to maturity. Penalties may be imposed on early withdrawal. Minimum balance per tier required to open. Fees could reduce earnings.

Interest compounds daily. If principal is withdrawn prior to maturity a penalty may be imposed. The penalty is waived at age 59 ½.

Amount	VIP Interest	VIP APY	Roth Interest	Roth APY	Coverdell Interes	Coverdell APY
$25 to $4,999	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
$5,000 to $24,999	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
$25,000 to $49,999	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%
$50,000 and above	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%

Interest Rates Effective: 05/21/2021

Revised: 05/20/2021

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Minimum balance per tier required to open. Fees could reduce earnings.

Interest compounds daily and the interest rate may change monthly. Additional Deposits allowed on this account at any time during term.

Rates

Home Loans Rates

Home Equity Loans

Vehicle Loan Rates

Auto Loan Rates

Boat Loan Rates

Motorcycle and ATV Loan Rates

RV Loan Rates

Deposit Rates

Checking

Savings

First Rate Money Market Rates

Spruce Money Market Rates

Fixed Rate CDs

Variable Rate CD

Traditional and Roth IRA CDs

Retirement & Education Savings Rates