Summit Savings
A First Federal Summit Savings Account is a great account for those who don’t want to track deposit or withdrawals on a regular basis. We get it – life is busy. Let us help. Enjoy the convenience and freedom of no limits on deposits and withdrawals plus unlimited pre-authorized transactions.
Features and Benefits:
Basic personal savings account with no deposit or withdrawal limits. Customers seeking basic savings account with no transaction restrictions.
- Monthly/Quarterly statements
- Unlimited pre-authorized transactions or transactions in person or by mail
- Easy access to funds with no penalty
- Unlimited ATM transactions
- 24-hour access to cash
- Overdraft Protection for checking account
- Spending flexibility with less hassle
- Interest compounds daily
- Maximum interest-earning potential
- Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the service charge is assessed is less than $5, a charge will be assessed for the balance, less .01.
- Waived fees on any withdrawals with First Federal ATMs, as well as fee waivers on 32,000+ ATMs within the MoneyPass network.
- A fee of $2.50 will be charged for each withdrawal from an ATM not owned or operated by First Federal
A minimum deposit of $100 to open. Minors may open this account for $1 with no monthly service charge. See account disclosure or deposit rate sheet for more information.
Complementary Products and Services
- Personal Checking
- Online Banking
- Mobile Banking with Free Mobile Deposit
- Touch Tone Teller
- Open Account Online
- Money Market Account
- Certificate of Deposit
- IRA, ESA, HSA
- MoneyPass
Considering Other Accounts?


First Rate Money Market
Help accelerate your savings with a tiered interest savings account.

Certificates of Deposit
CDs offer competitive fixed interest rates, with a variety of terms to choose from.
1. Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the service charge is assessed is less than $5, a charge will be assessed for the balance, less .01.
2. A fee of $2.50 will be charged for each withdrawal from an ATM not owned or operated by First Federal. Fees will be waived if the ATM is part of the MoneyPass network.