Jumbo Loans

 

Our Jumbo Loan Program can be used for the purchase or refinance of your dream home when it is too expensive for conventional conforming loans. Select from a fixed or adjustable interest rate, for maximum flexibility. Jumbo loans can also be used for second homes, vacation homes, or investment properties. 

 

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First Fed mortgage financing is only available for Washington State properties at this time. Need more information? Connect with one of our experienced Mortgage Loan Officers to discuss your options and guide you through this process. 

Jumbo: Purchase Loan Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Jumbo Purchase 6.625% 6.708% 0.250 $900,000 $5762.80
15-year Fixed Rate Jumbo Purchase 6.375% 6.508% 0.250 $900,000 $7778.25

Interest Rates Effective: 07/18/2025

Rates listed are for primary residence in single family home of $1,200,000 with a 25% down payment and borrower credit score of 780. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Jumbo: Rate-and-Term Refi Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Jumbo Refinance 7.125% 7.200% 0.125 $900,000.00 $6063.47
15-year Fixed Rate Jumbo Refinance 6.875% 6.993% 0.125 $900,000.00 $8026.69

Interest Rates Effective: 07/18/2025

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 780. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Jumbo: Cash-out Refi Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Jumbo Cash-out Refinance 7.000% 7.086% 0.250 $910,000.00 includes $250,000 cash out $6054.25
15-year Fixed Rate Jumbo Cash-out Refinance 6.750% 6.867% 0.125 $910,000.00 Includes $250,000 Cash Out $8052.68

Interest Rates Effective: 07/18/2025

Rates listed are for primary residence in single family home with 35% equity and borrower credit score of 780. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 

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