Fixed Rated Loans

Fixed-Rate Mortgage

  • Purchase or Refinance of 1-4 family housing units as a primary residence, second home, or investment property.
  • Manufactured Homes and Condominiums can be financed on this program.
  • Maximum loan amount is based on occupancy, property type, and loan purpose.
  • Number of units allowed may vary with LTV, loan amount, and type of occupancy.
  • Maximum loan term is 30 years.
  • No prepayment penalty.
  • Private mortgage insurance (PMI) is required for loans above 80% LTV.
  • Secondary financing is allowed under certain circumstances.

NOTE: All terms and conditions are subject to change without notice.

 

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Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.

 

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