Fixed Rate Loans
Fixed-Rate Mortgage
Looking to buy a new home with our First Month Credit? Or refinance your existing mortgage with historically low rates? We'd love to hear from you.
- Purchase or Refinance of 1-4 family housing units as a primary residence, second home, or investment property.
- Manufactured Homes and Condominiums can be financed on this program.
- Maximum loan amount is based on occupancy, property type, and loan purpose.
- Number of units allowed may vary with LTV, loan amount, and type of occupancy.
- Maximum loan term is 30 years.
- No prepayment penalty.
- Private mortgage insurance (PMI) is required for loans above 80% LTV.
- Secondary financing is allowed under certain circumstances.
NOTE: All terms and conditions are subject to change without notice.
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Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.