Auto Loans
Automobile, Van or Pick Up
Buying a new vehicle is a big deal!
Let us help you make this a reality with an auto loan. First Federal offers fixed interest rates for predictable payments throughout the life of your loan on the purchase of an automobile, van or pick up truck.
Financing for vehicles up to twelve years old with a minimum loan amount of $3,000. You can finance your loan with a maximum term of up to 84 months for vehicles seven years old or newer with a minimum loan amount of $15,000.
Auto Loan Rates
Apply Now| Loan Term | Year | APR | Ex: Loan Amount | Ex: Monthly Payment (P&I) with Lowest APR |
|---|---|---|---|---|
| 5-year Fixed Rate Purchase and Refi | New (2020-2021) | 3.25% | $30,000 | $542.40 |
| 5-year Fixed Rate Purchase or Refi | Used (2009 - 2019) | 3.50% | $30,000 | $545.75 |
Interest Rates Effective: 01/20/2022
Example rate is based on a borrower credit score of 740 and up to 125% LTV. Down payment not required. Rates may vary based on term, age of collateral, loan to value, and credit score. LTV is based on dealer invoice or Kelley Blue Book wholesale. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Subject to credit approval. Terms up to 7 years.