First Month Credit: Home Loans
Celebrate your new home firsts with the first month on us up to $5,000!
Our homebuyers come first. Buy your home with us and we will credit your closing costs the value of your first month's principal and interest up to $5,000!
- Offer applies to 15-year and 30-year fixed rate home loans.
- Offer applies to purchases of an owner-occupied residence only.
- Credit is equal to one month of principal and interest. Maximum credit is $5000.
- Offer timing: Must have purchase offer accepted between March 1, 2021 and September 30, 2021.
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Mortgage rates as low as:
Purchase: Conforming Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Purchase | 5.990% | 6.073% | 0.250 | $450,000.00 | $2695.08 |
| 15-year Fixed Rate Purchase | 5.375% | 5.489% | 0.125 | $450,000.00 | $3647.09 |
Interest Rates Effective: 09/05/2025
Rates listed are for primary residence in single family home with a 25% down payment and borrower credit score of 780. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.
First Fed is #ProudlyPNW
First Fed is a local community bank which has served customers and communities since 1923. We have been voted "Best Bank" for 25 years in the Peninsula Daily News. In 2020, we donated over $1 million through our bank and foundation to non-profit organizations. Also, our team volunteered over 2,400 hours.
Currently First Fed has 13 locations across Washington from Seattle to Sequim and Bellevue to Bellingham.
