Refinance Your Mortgage
First Federal offers a variety of options for the refinancing of your 1-4 unit, manufactured home, second home or your rental/investment home. You can select fixed or adjustable interest rate options, with a maximum loan term of 30 years. Cash-out options are available.
Could refinancing be right for you?
Refinancing could potentially:
- Lower your monthly payment or help you pay off your loan quicker
- Allow you to consolidate debt
- Provide access to funds with cash-out refinancing
- Include closing costs within your refinance
NOTE: All terms and conditions are subject to change without notice.
Refinance RatesApply Now
|Loan Term||Interest Rate||APR*||Discount Points||Ex: Loan Amount||Ex: Monthly Payment|
|30-year Fixed Rate Refinance||3.250%||3.280%||-0.125||$300,000.00||$1,305.62|
|15-year Fixed Rate Refinance||2.625%||2.696%||0.00||$300,000.00||$2,018.07|
Interest Rates Effective: 05/13/2021
*APR refers to Annual Percentage Rate.
Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.