Refinance

Refinance and refresh your home

Fall in love with your home again. Fund those projects on your wish list while lowering monthly payments with a home refinance.

Why now? Mortgage rates are at historically low levels. And for the rest of 2021, no origination fees – a $750 value.

  • Offer applies to rate-and-term and cash-out refinances.
  • All dwellings including primary residencies, secondary homes, or investment properties.
  • Normal third-party fees such as appraisals and title.
  • Offer timing: August 1, 2021 and December 31, 2021.

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Mortgage rates as low as:

2.516%

APR

15-year Fixed Rate Refinance

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2.641%

APR

15-year Fixed Cash-out Refinance

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3.164%

APR

30-year Fixed Rate Refinance

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Refinance: Cash-out Refi Rates

May 23, 2021, 22:14 PM
Title : Refinance: Cash-out Refi Rates
Effective Date : 09/23/2021
Revised date :
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External site URL : https://apply.ourfirstfed.com/#/signup?loginMethod=SSO&applicationTemplateId=8d411f5d-20ff-403a-90c5-3649ce41637c
External Site URL (for Quin Page) : https://apply.quinmortgage.com/#/signup?loginMethod=SSO&applicationTemplateId=8d411f5d-20ff-403a-90c5-3649ce41637c

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 

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Refinance: Cash-out Refi Rates

May 23, 2021, 22:14 PM
Title : Refinance: Cash-out Refi Rates
Effective Date : 09/23/2021
Revised date :
Column 1 header override :
Column 2 header override :
Column 3 header override : APR
Column 4 header override :
Column 5 header override :
Column 6 header override :
External site URL : https://apply.ourfirstfed.com/#/signup?loginMethod=SSO&applicationTemplateId=8d411f5d-20ff-403a-90c5-3649ce41637c
External Site URL (for Quin Page) : https://apply.quinmortgage.com/#/signup?loginMethod=SSO&applicationTemplateId=8d411f5d-20ff-403a-90c5-3649ce41637c

Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 

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Get a Custom Loan Quote

Please provide the following information so that we can provide multiple options tailored to your needs.

Zip code is required to assess if it is a jumbo loan. We serve all of Washington.

First Fed offers a variety of options for the refinancing of your primary residence, second home, manufactured home, or your investment property. You can select fixed or adjustable interest rate options with a maximum loan term of 30 years. Cash-out refinance options are available.

Could refinancing be right for you? Refinancing could potentially:

  • Lower your monthly payment or help you pay off your loan quicker
  • Allow you to consolidate debt
  • Provide access to funds with cash-out refinancing
  • Include closing costs within your refinance

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Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.