VA Home Loans

Are you a veteran looking to purchase or refinance your home? 

Eligible veterans of the armed forces can qualify for a home loan with little or no money down and below-market mortgage rates. VA loans are guaranteed by the U.S. Department of Veterans Affairs, which allow lenders to relax credit score and down payment requirements. Properties must be single-unit, owner-occupied homes to qualify. 

Already have a VA loan? You may automatically qualify for an Interest Rate Reduction Refinance Loan (IRRRL) which could lower your monthly payments. 

 

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VA Loan Rates

VA Home Loan: Purchase

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Loan Term Interest Rate APR* Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year VA Purchase 6.625% 6.661% 0.000 $400,000 $2,561.24

Interest Rates Effective: 4/19/2024

Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

VA Home Loan: Rate & Term Refi

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Loan Term Interest Rate APR* Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate VA Refinance 6.750% 6.787% 0.000 $400,000 $2,594.39

Interest Rates Effective: 4/19/2024

Rates listed are for primary residence in single family home with 0% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

VA Home Loan: Cash-out Refi

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Loan Term Interest Rate APR* Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Cash-out VA Refinance 6.625% 6.665% 0.000 $360,000 $2,305.12

Interest Rates Effective: 4/19/2024

Rates listed are for primary residence in single family home with 10% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

 

Get a Custom Loan Quote

Please provide the following information so that we can provide multiple options tailored to your needs.

 

Need more information? Connect with one of our experienced  Mortgage Loan Officers who can determine your eligibility and walk you through the application process.