First Federal offers a variety of options for the refinancing of your 1-4 unit, manufactured home, second home or your rental/investment home. You can select fixed or adjustable interest rate options, with a maximum loan term of 30 years. Cash out options are available.

Refinancing could potentially:


  • Lower your monthly payment or help you pay off your loan quicker
  • Allow you to consolidate debt
  • Provide access to funds with cash-out refinancing
  • Include closing costs within your refinance


NOTE:  Available refinance options are subject to credit approval and may change without notice.

Talk to a Mortgage Loan Officer or Apply Online

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Saturday: 9am - 1pm

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