Certificates of Deposit (CDs)
Interest rates are rising – and that’s good news for your savings. Maximize your deposit earnings with our current CD specials.
4.00% APY*
for 13 months
Earn 4.00% APY on a 13-month certificate of deposit (CD). Offer requires a $10,000 minimum deposit to open.
Interest rate effective 12/19/2022.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.
4.25% APY*
for 25 months
Earn 4.25% APY on a 25-month certificate of deposit (CD). Offer requires a $25,000 minimum deposit to open.
Interest rate effective 12/19/2022.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.
3.25% APY*
for 30 months + rate bump
Start with a higher rate now and bump up in the future if rates continue to rise. Our 30-month CD special allows you to start earning at 3.25% APY and if rates go up, you can increase your rate once during the 30-month time period. Offer requires a $25,000 minimum deposit to open.
Interest rate effective 12/19/2022.
*APY is Annual Percentage Yield. Penalties may be imposed on early withdrawal.
Our team is happy to open via phone, live chat, or in the branch.
If you’re looking to maximize your savings by planning ahead, Certificates of Deposit (CDs) are a great option. CDs that earn a fixed interest rate for a set period of time make it easy to select the available term that matches your financial
needs and savings goal. Or you can choose a variable rate to take advantage of future rate changes.
Flexible terms ranging from 46 days to 5 years give you the ability to choose a specific maturity date that works around your schedule.
Variable CD
9 Months
CD Specials
| Term | Rate | APY* | Minimum to Open | Notes |
|---|---|---|---|---|
| 13 months | 3.92% | 4.00% | $10,000 | |
| 25 months | 4.16% | 4.25% | $25,000 | |
| 30 months with a rate bump | 3.20% | 3.25% | $25,000 | You can request a one-time rate bump on your CD to the current 30-month rate at the time of the bump. |
Interest Rates Effective: 01/23/2023
Revised: 01/19/2023
Variable Rate CD
Apply Now| Account Type | Interest Rate | APY* | Method of Compounding | Minimum Deposit to Earn APY |
|---|---|---|---|---|
| 9 Months | 0.25% | 0.25% | Daily | $25.00 |
Interest Rates Effective: 01/23/2023
Revised: 01/19/2023
Fixed Rate CDs
| Term | Interest $100 to $9,999 | APY | Interest $10,000 to $49,999 | APY | Interest $50,000 to $99,000 | APY | $100,000 and above | APY |
|---|---|---|---|---|---|---|---|---|
| 46 Days | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 3 Months | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% |
| 6 Months | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% |
| 1 Year | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| 2 Years | 1.14% | 1.15% | 1.14% | 1.15% | 1.14% | 1.15% | 1.14% | 1.15% |
| 3 Years | 1.24% | 1.25% | 1.24% | 1.25% | 1.24% | 1.25% | 1.24% | 1.25% |
| 4 Years | 1.74% | 1.75% | 1.74% | 1.75% | 1.74% | 1.75% | 1.74% | 1.75% |
| 5 Years | 1.98% | 2.00% | 1.98% | 2.00% | 1.98% | 2.00% | 1.98% | 2.00% |
Interest Rates Effective: 01/23/2023
Revised: 01/19/2023
Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. Fees could reduce earnings. Interest compounds daily.
*APY assumes funds remain on deposit for 1 year.
Other Account Options
Savings Accounts
Review the options for everyday savings, Money Market, and Certificates of Deposit (CDs).
First Rate Money Market
A tiered account with a higher interest rate on larger deposit amounts.
Checking Accounts
An account that fits you! Review the features and benefits available with our checking accounts.
First Savings
Start saving early to grow interest with our First Savings Account! No monthly maintenance fee.
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