Savings Accounts

What are your financial goals?

  • a new home
  • education
  • health and wellness
  • a wedding
  • home improvements
  • a "rainy day" fund
  • traveling around the world or another lifelong dream

Whatever your goal, we have savings accounts to match and to help you achieve your goals. Your financial needs and goals will change over time. That's why the First Federal savings account line up provides a variety of savings accounts to help match your needs at every stage of life, and for all your goals and various milestones to help the betterment of your financial future.

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Spruce Money Market

Watch Your Savings Grow! Earn a competitive tiered interest rate while maintaining flexibility in access to your funds.

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Statement Savings

An interest bearing personal savings account with limited monthly transactions.

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Certificates of Deposit (CDs)

CDs offer competitive fixed interest rates, with a variety of term lengths to choose from.

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Health Savings Account (HSA)

A tax-advantaged savings account you can use to pay for eligible health and medical costs.

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First Rate Money Market

A tiered account with a higher interest rate on larger deposit amounts.

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Individual Retirement Account (IRA)

An IRA may allow for pre-tax contributions to earn interest, at a competitive rate.

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Kids Savings

The Kids Savings Club Account is a special account for children 12 and under to help establish savings habits early!

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Transaction Savings

A basic account with built in flexibility: no deposit or withdrawal limits.

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Education Savings Account (ESA)

An ESA can amplify your savings to help pay for tuition or other qualified education expenses.

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Savings Calculators

College? Retirement? Large purchase? Our calculators can help you understand how soon you can meet your next savings goal.