Julie Myers, Mortgage Loan Officer

Julie Myers

Mortgage Loan Officer
NMLS# 162954
Chairman's Award
President's Club
[email protected]
360-582-5204

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With over 30 years in the mortgage industry, Julie Myers has the knowledge and experience to guide you through all of the options available to help you meet your goals. Julie has many tools in her lenders toolbox whether you are a first-time homebuyer, experienced investor, or purchasing land to build your dream home.

Julie was raised on the beautiful Olympic Peninsula and loves where she works, lives, and plays. In her free time, you can find her whipping up some awesome baked goods, traveling, and spending time with her adult kids. An active community member, Julie is the Treasurer of the North Peninsula Builders Association (NPBA) and volunteeers in her church.

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Mortgage rates as low as:

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Documentation Checklist

  • Proof of identity: Driver's license or other government-issued photo ID, SSN, signature
  • Proof of Income: W-2 wage statements from past two years
  • Proof of asset: Bank statements and/or investment account statements
  • Employment verification: Pay stubs or business statements for self-employment
  • Credit report will be pulled during the application based on ID provided

Purchase: Conforming Loan Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Purchase 5.375% 5.442% 0.250 $300,000.00 $1,679.91
15-year Fixed Rate Purchase 4.490% 4.621% 0.375 $300,000.00 $2,293.45

Interest Rates Effective: 05/19/2022

Rates listed are for primary residence in single family home with a 25% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Jumbo: Purchase Loan Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Jumbo Purchase 4.500% 4.528% 0.000 $900,000 $4,560.17
15-year Fixed Rate Jumbo Purchase 4.125% 4.248% 0.500 $900,000 $6,713.71

Interest Rates Effective: 05/19/2022

Rates listed are for primary residence in single family home of $1,200,000 with a 25% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

USDA Home Loan: Purchase

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Loan Term Interest Rate APR* Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year USDA Fixed Rate Purchase 4.625% 4.700% 0.500 $400,000 $2,056.56

Interest Rates Effective: 05/19/2022

Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.

Construction Loan Rates

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Loan Term Interest Rate APR Discount Points Ex: Loan Amount Ex: Monthly Payment
30-year Fixed Rate Construction 4.875% 4.951% 0.375 $300,000 $1,587.62
15-year Fixed Rate Construction 4.625% 4.719% 0.125 $300,000 $2,314.19

Interest Rates Effective: 05/19/2022

Assumes a custom construction of an owner-occupied single-family residence with a loan amount of $300,000 based on a finished value of $400,000.  Loan terms include a 12-month construction period with interest only payments based on funds as they are used for construction.  Converts to a monthly fixed P&I payment at the end of the construction period.  APR *(Annual Percentage Rate) is based on loan amount and interest rate. Examples of monthly P & I payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs. 

 

Interested in other financing options? See all mortgage rates.