John Textor, Mortgage Loan Officer
John Textor
Treasury Management Officer
[email protected]
John Textor is a knowledgeable and enthusiastic mortgage professional. He takes pride in helping customers finance their dream homes, whether it be their first home or their forever home. Also, he has a nack for discovering how to use the equity in your home to finance your future goals and needs.
Prior to First Fed, John spent the 10 years serving in the U.S. Coast Guard. In his free time, John likes to hit the golf course, play some basketball, and spend quality time with his wife and children.
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Mortgage rates as low as:
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Apply for pre-approval, purchase, refinance, or construction loans.
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Example Documentation Checklist
- Proof of identity: Driver's license or other government-issued photo ID, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Purchase: Conforming Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Purchase | 6.375% | 6.458% | 0.375% | $300,000.00 | $1,871.61 |
| 15-year Fixed Rate Purchase | 5.750% | 5.866% | 0.250 | $300,000.00 | $2,491.23 |
Interest Rates Effective: 03/16/2023
Jumbo: Purchase Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Jumbo Purchase | 5.875% | 6.090% | 2.000 | $900,000 | $5,323.84 |
| 15-year Fixed Rate Jumbo Purchase | 6.125% | 6.294% | 0.750 | $900,000 | $7,655.62 |
Interest Rates Effective: 03/16/2023
Refinance: Rate-and-Term Refi Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Refinance | 6.500% | 6.584% | 0.375 | $300,000.00 | $1,896.20 |
| 15-year Fixed Rate Refinance | 5.500% | 5.654% | 0.500% | $300,000.00 | $2,451.25 |
Interest Rates Effective: 03/16/2023
Refinance: Cash-out Refi Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Cash-out Refinance | 6.875% | 6.998% | 0.750 | $300,000 includes $100,000 cash out | $1,970.79 |
| 15-year Fixed Cash-out Refinance | 6.490% | 6.668% | 0.625 | $300,000 includes $100,000 cash out | $2,611.67 |
Interest Rates Effective: 03/16/2023
Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 740. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.