Jamee Tovey, Mortgage Loan Officer
Jamee Tovey has helped people realize their homeownership goals since 2001. Whether you’re buying, refinancing or building your dream home, Jamee has the passion and knowledge to help both first-time buyers and experienced investors explore their financing options in a way that’s simple and straightforward. She focuses on educating clients in the home-buying process and finding the best home loan program that suits their needs, all while providing a five-star customer experience.
In her free time, Jamee is a soccer-mom and DIYer that loves a good home improvement project!
Request a Custom Quote from Jamee
Mortgage rates as low as:
Start Your Loan Application Online
Apply for preapproval, purchase, refinance, or construction loans.
Apply Now This link will trigger a popup message.
Documentation Checklist
- Proof of identity: Driver's license or other government-issued photo ID, SSN, signature
- Proof of Income: W-2 wage statements from past two years
- Proof of asset: Bank statements and/or investment account statements
- Employment verification: Pay stubs or business statements for self-employment
- Credit report will be pulled during the application based on ID provided
Purchase: Conforming Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Purchase | 5.125% | 5.191% | 0.250 | $300,000.00 | $1,633.46 |
| 15-year Fixed Rate Purchase | 4.750% | 4.882% | 0.375 | $300,000.00 | $2,333.50 |
Interest Rates Effective: 08/11/2022
Jumbo: Purchase Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Jumbo Purchase | 4.750% | 4.800% | 0.250 | $900,000 | $4,694.83 |
| 15-year Fixed Rate Jumbo Purchase | 4.375% | 4.499% | 0.500 | $900,000 | $6,827.58 |
Interest Rates Effective: 08/11/2022
Refinance: Rate-and-Term Refi Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Refinance | 5.375% | 5.465% | 0.500 | $300,000.00 | $1,679.91 |
| 15-year Fixed Rate Refinance | 4.875% | 5.026% | 0.500 | $300,000.00 | $2,352.89 |
Interest Rates Effective: 08/11/2022
Construction Loan Rates
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Rate Construction | 5.375% | 5.442% | 0.250 | $300,000 | $1,679.91 |
| 15-year Fixed Rate Construction | 5.000% | 5.151% | 0.500 | $300,000 | $2,372.38 |
Interest Rates Effective: 08/11/2022
Assumes a custom construction of an owner-occupied single-family residence with a loan amount of $300,000 based on a finished value of $400,000. Loan terms include a 12-month construction period with interest only payments based on funds as they are used for construction. Converts to a monthly fixed P&I payment at the end of the construction period. APR *(Annual Percentage Rate) is based on loan amount and interest rate. Examples of monthly P & I payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.