Share Loan

First Federal’s Share Loan is a fixed rate loan secured by a First Federal savings account or fixed rate certificate of deposit (CD). When new Share Loan proceeds are disbursed, a hold is placed on the savings account or CD in the amount of the loan. As payments are made to the loan, the hold amount is reduced.  This is a great option for borrowers who are building credit and loan approval is not credit score dependent.  First Federal will report to the credit bureaus of payments being made to help borrowers establish credit.

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Saturday: 9am - 1pm


Monday through Friday: 7am - 7pm

Saturday: 9am - 1pm

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  • First Federal Savings and Loan
    Routing # 325170848
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