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Rates

Checking Accounts
Account TypeInterest Rate*APYMethod of CompoundingMinimum Deposit to Earn APY
Pacific Pride Checking0.01%0.01%Daily$1,000.00
Cascades Checking $1,000.00 - $49.999.990.01%0.01%Daily$1,000.00
Cascades Checking $50,000.00 - $99.999.990.03%0.03%Daily$50,000.00
Cascades Checking $100,000 and above0.05%0.05%Daily$100,000.00

Interest Rates Effective 12/06/2016
Revised 12/05/2016

BUSINESS CHECKING * ASK FOR DETAILS

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.


Savings Account
Account TypeInterest Rate*APYMethod of CompoundingMinimum Deposit to Earn APY
Statement Savings0.03%0.03%Daily$100.00
Transaction Savings0.03%0.03%Daily$100.00
Holiday Club0.03%0.03%Daily$25.00
Kids Club Savings0.03%0.03%Daily$1.00

Interest Rates Effective 12/06/2016
Revised 12/05/2016

NOTE: Annual Percentage Yield (APY) is based on a balance of $100.00.
Minimum Deposit to open is $1.00
Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.


Money Market
First Rate Money MarketInterest Rate*APYMethod of CompoundingMinimum Deposit To Open And Earn APY
$1,000 to $9,999.990.01%0.01%Daily$1,000
$10,000.00 to $49,999.990.05%0.05%Daily$10,000.00
$50,000.00 to $99,999.990.10%0.10%Daily$50,000.00
$100,000.00 and Above0.25%0.25%Daily$100,000.00

Interest Rates Effective 12/06/2016
Revised 12/05/2016

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after account is opened.


CDs
TermInterest $100 to $9,999APYInterest $10,000 to $49,999APYInterest $50,000 to $99,000APYInterest $100,000 +APY
46 Day CD0.05%0.05%0.05%0.05%0.05%0.05%0.05% +0.05%
3 Month CD0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%
6 Month CD0.05%0.05%0.05%0.05%0.10%0.10%0.15%0.15%
1 Year CD0.05%0.05%0.10%0.10%0.15%0.15%0.20%0.20%
2 Year CD0.70%0.70%0.75%0.75%0.80%0.80%0.85%0.85%
3 Year CD0.89%0.89%0.94%0.94%0.99%0.99%1.04%1.04%
4 Year CD1.24%1.25%1.29%1.30%1.34%1.35%1.39%1.40%
5 Year CD1.38%1.39%1.43%1.44%1.48%1.49%1.53%1.54%

Interest Rates Effective 12/06/2016
Revised 12/05/2016

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate. Penalties may be imposed on early withdrawal. Fees could reduce earnings. Interest compounds daily.

*APY assumes funds remain on deposit for 1 year.


Variable Rate CD
Account TypeInterest Rate*APYMethod of CompoundingMinimum Deposit to Earn APY
9 Months0.10%0.10%Daily$25.00

Interest Rates Effective 12/01/2016
Revised 12/31/2016

December 1, 2016 through December 31, 2016

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest. Penalties may be imposed on early withdrawal. Fees could reduce earnings.


Traditional IRA CDs
TermInterest $500 to $9,999APYInterest $10,000 to $49,999APYInterest $50,000 to $99,000APYInterest $100,000 +APY
1 Year0.05%0.05%0.10%0.10%0.15%0.15%0.20%0.20%
3 Years0.89%0.89%0.94%0.94%0.99%0.99%1.04%1.05%
5 Years1.38%1.39%1.43%1.44%1.48%1.49%1.53%1.54%

Interest Rates Effective 12/06/2016
Revised 12/05/2016

Annual Percentage Yield assumes principal and interest remain on deposit for term at the same interest rate to maturity. Penalties may be imposed on early withdrawal. Minimum balance per tier required to open. Fees could reduce earnings.

Interest compounds daily. If principal is withdrawn prior to maturity a penalty may be imposed. The penalty is waived at age 59 ½.


Retirement Education Savings Accounts
AmountInterestAPYInterestAPYInterestAPY
$25 to $4,9990.05%0.05%0.05%0.05%0.05%0.05%
$5,000 to $24,9990.05%0.05%0.05%0.05%0.05%0.05%
$25,000 to $49,9990.10%0.10%0.10%0.10%0.10%0.10%
$50,000 and above0.15%0.15%0.15%0.15%0.15%0.15%

Interest Rates Effective 12/06/2016
Revised 12/05/2016

Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Minimum balance per tier required to open. Fees could reduce earnings.

Interest compounds daily and the interest rate may change monthly. Additional Deposits allowed on this account at any time during term.

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