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Individual Retirement Account (IRA)

VIP Individual Retirement Account

Description:

The IRA allows for pre-tax contributions to earn interest at a competitive rate.

Target Market:

For customers looking to earn interest on funds saved for retirement.

Fees:

No monthly maintenance fee. $10 annual trustee fee (per IRA customer) and $25 closing fee (complete transfers or premature withdrawals)

Statement:

None

Details:

Minimum deposit of $25 to open. This is a variable interest rate IRA. See account disclosure or IRA resource page for more information.

FEATURES AND BENEFITS

Tiered interest rates

Earn a better interest rate for higher balances

No penalty for early withdrawals (IRS penalties may apply)

Freedom to access funds when needed

 

Complimentary Products and Services

  • Personal Checking
  • Personal Savings
  • Money Market Account
  • Online Banking with FinanceWorks®
  • Touch Tone Teller
  • ESA, HSA
View Retirement Central

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Saturday: 9am - 1pm

(800) 800-1577

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