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Checking Accounts at a Glance

Personal Checking Accounts
Current Product Name Evergreen Checking Northwest Rewards Checking Pacific Pride Checking Cascades Checking Student Checking
Designed For Customers that want simple, hassle-free checking at a low cost. Customers that enjoy earning rewards for everyday transactions. Technology-savvy. Customers who are 62 or better that want simple, hassle-free checking while earning interest. Customers who enjoy earning competitive interest rates and who can maintain higher balances. Customers who are starting out and want easy access to funds. Students, young adults.
Minimum Funding Deposit $25.00 $50.00 $50.00 $100.00 $25.00
Monthly Fee $0.00 $8.00. Waived if monthly qualifications are met. $0.00 $10.00. Waived if account maintains $1,000 balance or has a $5,000 prior month relationship balance or a $5,000 loan. $0.00. If >5 checks clear a month, $0.25 per item fee.
Monthly Account Qualifications None
  • 10 debit transactions
  • eStatement
  • 2 ACH or Bill Payments or one Direct Deposit monthly >$500
  • One owner must be at least 62 or older to open 
  • Must have a minimum of $1,000 to earn any interest
Must have a minimum of $1,000 to earn any interest
  • One owner must be age 16 – 23
  • If minor, must have a joint adult owner
Interest Bearing No No Yes, variable for balances >$1,000 Yes, variable 3 tiers:
  • $1,000 - $49,999
  • $50,000 - $99,999
  • $100,000+
No
Additional Features of Accounts  
  • Bonus 500 UChoose points if have >25 debit card POS transactions a month
  • Up to $5.00 non FF ATM fee reversed monthly if all qualifications are met
10bps interest rate bump on one new or renewed 2 year fixed relationship CD.
  • Premium rates on higher balances on the checking account
  • Free OD sweeps
  • 10bps rate bump on one new or renewed 2 year fixed rate relationship CD
  • Discount of 25bps on one non RE consumer term loan > $10,000 (must have auto-pay from FF account)
Discount of 25bps on one non-RE consumer term loan > $10,000 (must have auto-pay from FF account)
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Complimentary with all First Federal Personal Accounts

  • Online Banking with Bill Pay
  • Mobile Banking with Mobile Deposit
  • Popmoney and Funds Transfer
  • eStatements with check images
  • Touch Tone Teller
  • Debit Card
  • Paper Statements without images
  • Use of any ATM in the MoneyPass Network
  • UChoose Rewards®

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