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Overdraft Line of Credit

First Federal’s Overdraft Line of Credit may be a less expensive option than our standard overdraft practices. The line of credit will be linked to a First Federal checking account.  The minimum loan amount is $500.00 and the maximum is $1,000.00.  This product offers a variable interest rate that adjusts monthly.  Access fees may apply.  All owners on the linked checking account must also be borrowers on the loan.  Loan payments are automatically deducted from the same First Federal checking account that is being covered by the loan.

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Monday through Friday: 7am - 7pm

Saturday: 9am - 1pm

(800) 800-1577

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    Routing # 325170848
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