Home Equity Line of Credit (HELOC)

Owner occupied 1-4 family residences including multi-wide manufactured homes, condominiums and townhouses. Is a 20 year term. Flexibility to use your credit anytime during the first 5 years called the “Draw Period”. After the Draw Period ends, the credit is frozen and the 15 year “Repayment Period” begins. During the Draw Period, the interest rate is a variable adjustable rate subject to monthly rate changes. Can access funds via debit card, checks or in person during the Draw Period. An annual fee may apply.

Contact us today for current rates and to learn more.

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Saturday: 9am - 1pm

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