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Fixed Rate Loans

  • Purchase or Refinance of 1-4 family housing units as a primary residence, second home, or investment property.
  • Manufactured Homes and Condominiums can be financed on this program.
  • Maximum loan amount is based on occupancy, property type, and loan purpose.
  • Number of units allowed may vary with LTV, loan amount, and type of occupancy.
  • Maximum loan term is 30 years.
  • No prepayment penalty.
  • Private mortgage insurance (PMI) is required for loans above 80% LTV.
  • Secondary financing is allowed under certain circumstances.

NOTE: All terms and conditions are subject to change without notice.

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Saturday: 9am - 1pm

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Monday through Friday: 7am - 7pm

Saturday: 9am - 1pm

(800) 800-1577

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(800) 554-8969
  • First Federal Savings and Loan
    Routing # 325170848
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