Retirement Plans

Through our relationship with INFINEX INVESTMENTS, INC., member FINRA/ SIPC, we make available a wide range of investment options that reflect our conservative philosophy. We believe in a long-term investment strategy that strives to balance risk and return by using a diversified portfolio. We focus on quality, so you can invest with confidence.

 

Retirement Plans

We offer access to various IRAs: SIMPLE, Roth, traditional, rollovers, transfers, and SEP (Simplified Employee Pension) plans. IRAs allow the income from interest, dividends and capital gains to compound each year without taxes*. In addition, you also can defer taxes on either the money you put into the plan initially or on the money you withdraw in retirement, depending upon whether you choose a traditional or Roth IRA.

Investment products may lose value. Mutual funds and variable annuities are offered by prospectus; the prospectus contains more complete product information-including fees and expenses - and should be read carefully before investing. Brokered CDs are long-term investments that are subject to investment risk and are not suitable for purchase by all people. It is important to read and understand the CD’s Term Sheet with information on fees, costs, and risks prior to investing. REIT investments include significant risks including limited liquidity, fluctuations in principal, and no guarantees regarding performance. It is important to carefully review the prospectus to understand all risks and costs prior to investing. This information should not be construed as investment advice or a recommendation with respect to products listed.

*Diversification is a method of controlling risk. It does not assure a gain or the avoidance of loss.**This information is general in nature and should not be construed as tax advice. Infinex and First Federal do not offer tax advice. Please consult your tax professional prior to investing.

 

 

Member FINRA/SIPC. First Federal Investment Services is a trade name of First Federal of Port Angeles. Infinex and First Federal of Port Angeles are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

 

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