We set the standard for excellence in Community Banking. We're committed to knowing our customers and communities, so we can provide them with innovative solutions that help meet their financial goals and achieve their dreams. We deliver the best banking experience anywhere, with a home town's touch.
Through service, leadership and strong financial performance, we...
Community: With a deep sense of appreciation and responsibility to the communities we serve, we work towards improving the life and experience of others through our contributions and volunteer activities.
Excellence: We take personal ownership in our company and its future success, and are willing to put our full heart and mind into being the best.
Collaboration: Recognizing that we are stronger and more effective when we work together, we actively foster healthy internal and external partnerships to accomplish our mission.
Integrity: We are committed to honesty, respect, fairness and straightforwardness in our communication and conduct, so that we can earn the trust and confidence of our community and take pride in where we work.
Accountability: We take individual responsibility for meeting and exceeding professional and ethical standards for employee and customer relations, fiscal management, and operational soundness.
First Federal is the only locally owned and managed savings bank on the North Olympic Peninsula. We opened our doors in 1923 under the name of Lincoln Savings and Loan. As time went on many things changed: Our name, our size, and the ever-growing list of products and services that we offer. We know you will find that our commitment to our communities, to our customers, and to our staff has remained strong.
We made our first home loan on April 18, 1923, for $500.00. The proud new owners had a payment of $10.82 per month, wood heat, no electricity and no indoor plumbing!
During the lean times of the 1930's we continued to pay dividends to our savings accounts and to make the loans which contributed to the stability and growth of our communities.
In the 1940's, First Federal sold war bonds and made money available to returning veterans through the Soldier's and Sailor's Civil Relief Act.
In 1961, the Hood Canal Bridge opened, as did First Federal's downtown office. We have remodeled that branch as part of the Downtown Port Angeles Revitalization Project.
The Port Angeles pier and waterfront were dedicated in 1980 and the Sequim Branch Library opened in 1983. During those years, First Federal was busy growing along with the financial needs of the area. We are one of the few mutually owned financial institutions in the State of Washington. Our reason for existence is to supply the community with a safe and sound bank where we encourage savings and invest those savings by making loans to you and your neighbors. This philosophy, and business style has helped people prosper in our community for over 89 years.
Today we are nine branches strong, serving Clallam, Jefferson and Kitsap Counties from Forks to Port Townsend to Poulsbo. In addition, in August we opened a lending center in Bellingham. First Federal is rooted in the values and traditions that have strengthened our communities, and to this day continues its commitment to provide the best in financial services and community support, because we are community people!
2013 Board Of Directors
Back Row: Cindy Finnie, David Flodstrom, Lloyd Eisenman, Richard Kott, Norman Tonina, Joyce Ruiz
Front Row: Jennifer Zaccardo, Stephen Oliver - Chairman, Larry Hueth, Dave Blake, Craig Curtis (not pictured)
|Chairman, Board of Directors||Stephen Oliver|
|Vice Chairman, Board of Directors||David Blake|
|President and Chief Executive Officer||Larry Hueth|
|Executive Vice President/Chief Credit Officer||Chris Donohue|
|Executive Vice President/Chief People Officer||Elaine T. Gentilo|
|Executive Vice President/Chief Banking Officer||Kelly Liske|
|Executive Vice President/Chief Administrative Officer/Corporate Secretary||Joyce L. Ruiz|
|Executive Vice President/Chief Financial Officer/Treasurer||Regina M. Wood|
|Senior Vice President/Chief Information Officer||Brett Bies|
|Senior Vice President/Chief Risk Officer/Compliance and BSA Officer||Ed Brady|
|Senior Vice President/Bank Operations Officer||Jeff Davis|
|Vice President/Loan Systems Manager||Stacy Buell|
|Vice President/Systems and Services Supervisor||Michelle Catton|
|Vice President/Retail Operations Manager||Lisa Due|
|Vice President/Operations-Electronic Delivery Manager||Tyanna Gadbaw|
|Vice President/Loan Servicing Supervisor||Jackie Gold|
|Vice President/Senior Human Resource Generalist||Dawn Green|
|Vice President/Internal Audit||Gloria S. Hacko|
|Vice President/Training & Employee Development Manager||Diane M. Harrison|
|Vice President/Commercial Relationship Manager||Dwight Jeppson|
|Vice President/Marketing and Corporate Communications Manager||Jeanine Lee|
|Vice President/Commercial Relationship Manager||John A. Locke|
|Vice President/Compliance Officer||Dawn Luchsinger|
|Vice President/Special Assets Manager||Kammah L. Morgan|
|Vice President/Lending Relationship Team Leader||Gerad A. Nucci|
|Vice President/Commercial Credit Administrator||James Preston|
|Vice President/Controller||Christie Sharpe|
|Vice President/Facilities Manager||Kent A. Sommerfeld|
|Vice President/Business Development Specialist/Eastside Branch Manager||Laurie M. Szczepczynski|
|Vice President/Director of Retail Banking||Dawnya A. Textor|
|Vice President/Mortgage and Consumer Credit Administrator||Kendra C. Waggoner|
|Vice President/Mortgage Department Manager||Teresa K. Ward|
|Vice President/Director of Lending||Donn Wiley|
|Assistant Vice President/Sequim Village Branch Manager||Anthony Aceto|
|Assistant Vice President/Loan Underwriter||Shaila C. Allen|
|Assistant Vice President/Senior Human Resource Generalist||Vickie Blanton|
|Assistant Vice President/Consumer Loan Administrator||Anna M. Coburn|
|Assistant Vice President/CRA Officer||Morgan Fox|
|Assistant Vice President/Loan Officer NMLS# 518828||Jeremy Hendren|
|Assistant Vice President/Information Security Officer||Paula S. Johnson|
|Assistant Vice President/Loan Underwriter||Roberta A. Lang|
|Assistant Vice President/Loan Officer NMLS# 413364||Kathi Larsen|
|Assistant Vice President/Port Townsend Branch Manager||Laurie N. Liske|
|Assistant Vice President/Administration Drive Up, Downtown, Sixth Street Branch Manager||Jesse Long|
|Assistant Vice President/Loan Officer NMLS# 413365||Jon P. Murock|
|Assistant Vice President/Loan Officer NMLS# 162954||Julie Myers|
|Assistant Vice President/Credit Financial Reporting Analyst||Kasi O'Leary|
|Assistant Vice President/Forks Branch Manager||Traci D. Pederson|
|Assistant Vice President/Chief Appraiser||Lisa J. Pluard|
|Assistant Vice President/Sequim Avenue Branch Manager||Christine M. Rookard|
|Assistant Vice President/IT Supervisor||Travis Russell|
|Assistant Vice President/Loan Officer NMLS# 463131||Shawnee Spencer|
|Assistant Vice President/Silverdale Branch Manager||KristiAnn Stecker|
|Assistant Vice President/Loan Officer NMLS# 413367||Terri M. Wood|
|Assistant Vice President/Commercial Relationship Manager||Sarah Wyant|
First Federal Welcomes new Bank Operations Officer
Tyanna Gadbaw Interim Bank Operations Officer
KristiAnn Stecker New Branch Manager Silverdale
Olympic Peninsula Humane Society
YMCA Power of Community Campaign
Craig Curtis Board Member
Welcome Back Shawnee Spencer
Kathi Larsen Affiliate
Anthony Aceto Sequim Village Branch Manager
Habitat for Humanity and First Federal
Steve Oliver Chairman & Dave Black Vice Chairman
Julie Myers Port Townsend
Norman Tonina Board Member
Sarah Wyant Commercial Relationship Manager